I am very quickly coming to realise that photography gear is expensive; with bodies, lenses, filters, flash units, tripods etc the cost all add up to a few thousand very quickly.

I was wondering how many of you have got your gear insured? What type of insurance you went for and what experiences you have had with premiums,claims etc? I did run a few searches but could only find threads from like 2007 with my sub-standard forum searching skills.