So out of those that make a coin or two from photography and the like...

Who are some of your worst payers??

Not asking any specific names rather just private/ individual customer or private/ govt commercial and what field.

Our normal practice with this business is to get payment before or upon handing over the item. Occasionally, due to short time frames we have had to invoice and await payment.

There are obvious risks when running a business, minimalising those is what will save you.... also taking deposits

With the previous business we were caught out with a another business owner given us a stolen cheque, which is stupid... for those that know me, they will understand

That was a private customer, but we had some really big contracts with international firms Aust/ Nz and UK and must say, one business come really close with me flying to the UK with "Captain International" (my hockey stick).... I could have flown over there and back and still had a heap of money in my pocket from what they owed.

What is your experience, did you have to involve debt collectors or take court action??