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Thread: $30 Instant verification stinks

  1. #1
    My friends call me Dave
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    Angry $30 Instant verification stinks

    Instant verification for sales under $30.00 has done nothing but
    made the loss of our cards a big problem and I hope that my bank will
    cover my losses if and when someone without my authority uses my card,
    I think that it stinks
    I have also heard that they are going to boost that amount to a $100.
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    Ausphotography Regular agb's Avatar
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    I have to agree, far to easy for someone to use the card if they get hold of it. Very bad move I think, and lets hope the banks are going to cover the costs if there are losses.
    The age of entitlement isn't over, it's just over there where you can't get to it.
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    if someone else fraudulently uses your card of course you are covered by the financial institution.

    I think the convenience is a great thing

    I say bravo, it also makes it HARDER for thieving pricks to get your PIN number which can really get ugly for you if you dont have to use it as often

    If you thought banks checked all your signatures on cheques etc in the past you'd be badly mistaken, I know for a fact they didnt. I for years signed my cheques "donald duck" and it never got caught once.
    Last edited by kiwi; 21-07-2011 at 8:42am.
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    Amor fati! ving's Avatar
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    what the flightless bird says is true. banks never seemed to worry that i kept changing my signature every time i went in.

    havnt used this system yet tho.

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    Who me? dbax's Avatar
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    the best Idea re signatures on cards that I heard was to write "ask for photo ID" on the sign panel. No help now though, with the $30 verification limit.
    Cheers David.

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  6. #6
    My friends call me Dave
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    Quote Originally Posted by kiwi View Post
    if someone else fraudulently uses your card of course you are covered by the financial institution.

    I think the convenience is a great thing

    I say bravo, it also makes it HARDER for thieving pricks to get your PIN number which can really get ugly for you if you dont have to use it as often

    If you thought banks checked all your signatures on cheques etc in the past you'd be badly mistaken, I know for a fact they didnt. I for years signed my cheques "donald duck" and it never got caught once.
    Donald Duck
    I do agree that its a great convenience, the lines at the checkout should move faster, so that a good thing, sometimes I have put down my basket and walked out due to being impatient
    It's good to know that the bank will cover losses Darren thanks.
    How's this for a scenario, I perches something in a shop where the staff are not familiar with me and then report my card as lost or stolen I can then demand the bank to credit my account, well worth the inconvenience of applying for a new card if you ask me of especially if they bump it to $100

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    sure, then youre committing fraud and will go to jail - worth it ?

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    My friends call me Dave
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    Quote Originally Posted by kiwi View Post
    sure, then youre committing fraud and will go to jail - worth it ?
    Only joking Darren, but many people would I recon

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    Do they have an opt out option if not they should
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    My friends call me Dave
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    Quote Originally Posted by accesser View Post
    Do they have an opt out option if not they should
    Not sure Jason I must look into that

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    Biometrics should be pushed more, I think at one stage they looked at fingerprint but then some people got worried about having that info recorded I think the days of PIN's should be numbered

  12. #12
    keen learner of new tricks.
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    the day is coming when everyone will be required to have some sort of electronic marker in their body. Like a micro chip I suppose. I hope that day never comes....
    Graeme
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    I don't want to have to register my fingerprint or DNA etc with Big Brother, thank you very much.

    There was a time when people were scared of Orwell's Big Brother, now it seems people can't wait to invite him home.
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    About time though that we had smart cards, friggin ridiculous having to lug around 2 kilos of plastic id cards, blue cards, medicare cards, drivers licenses etc etc etc

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    Quote Originally Posted by kiwi View Post
    About time though that we had smart cards, friggin ridiculous having to lug around 2 kilos of plastic id cards, blue cards, medicare cards, drivers licenses etc etc etc
    Do you really want 1 card that holds your bank, drivers' licence & health info. Do you really want the transport dept being able to peek at you bank account or, an insurance company being able to look through your medical records?

    Not me. Keep them separate please.

    Scotty

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    Im with Scotty. No way to DNA but a smart card is a great replacement for a wallet packed fall of cards, but what if that card is damaged in some way that leaves us with no access to our daily activities
    Last edited by Duane Pipe; 21-07-2011 at 5:35pm.

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    Quote Originally Posted by Scotty72 View Post
    Do you really want 1 card that holds your bank, drivers' licence & health info. Do you really want the transport dept being able to peek at you bank account or, an insurance company being able to look through your medical records?

    Not me. Keep them separate please.

    Scotty
    Ahhhhhhhh no.

    A smart card - ala Octopus Card in HK can be used in all 8 modes of public transports, at convenience stores, for regular payments for many services and even hotel bookings over there. Such a system is now being trialed in Canada. Its an 'add credit as you go' card. Who said anything about smart cards carrying your personal and private details.

    as a frequent flyer, a smart card for me thanks.

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    Kiwi did

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    If it is opt in I'm for it.

    Such as the octopus card - even if it held all of you info you chose to put on it such as credit to swipe and pay, club memberships, etc..

    But, for cards we have little or no choice - such as medicare, licences... no

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    Quote Originally Posted by Scotty72 View Post
    Do you really want 1 card that holds your bank, drivers' licence & health info. Do you really want the transport dept being able to peek at you bank account or, an insurance company being able to look through your medical records?

    Not me. Keep them separate please.

    Scotty
    Gimme a break, that's alarmist nonsense that would occur

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