After 5 frustrating weeks waiting for my D90 to arrive in the country (ordered from a major retailer) I decided to cancel my order. I had already paid for it and they weren't real happy with themselves that they hadn't treated me a bit better along the way.
Therefore I decided to go the D3100.
This is my first SLR and I now realise that I would have struggled with the D90, probably aimed a bit high for the first one. The long wait is a blessing in disguise because the D3100 seems suited quite nicely to me and will be great to learn with.
So with the body, I got the 18-55mm + 55-200mm lens, Nikkor AF 50mm f/1.8D lens, Lowepro bag and 2 year extended warranty for $200 cheaper than the D90.
Hopefully it should turn up next week (ordered online).
Thought I'd share my story cos I'm pretty excited!