Hi everyone.

After much searching, I have found little to answer my question directly so have turned to the forums for any advice/ experience....

So the situation...

Recently my wife (the photographer) took on an assistant who is her friends sister. The premise being that she wanted to learn the trade whilst helping being an assistant.

What our question boils down to is over salary, taxation, insurance etc...

Because this education isnt a certification in anyway we know that the assistant does come under the regulations for an apprentice/ trainee when it comes to wages.
Closest that she comes under is a casual labourer which is minimum wage plus the casual loading bonus. However, because she volunteered for this with the purpose of education, is there anything mandated about this being offset from the wages?

Also for insurance purposes, will our business insurance (Public Indemnity and PLI) cover her as well?

Im sure other questions could branch from this but would appreciate anybody with experience with this situation so we dont fall afoul of the law etc etc

Thanks for reading!