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Thread: Insurance choices.

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    Insurance choices.

    I have a question about the best kind of insurance for valuable photographic kit. In one small easy to swipe backpack I could easily have over $4k worth of camera gear. Having had My last outfit stolen and realizing I was under insured, I am wondering what coverage members have found to be the best, for home and overseas travel included.

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    Do as i did and visit your Insurance Company and ask how the policy works??. I had to give them a written list of cameras , Lenses, with seriel No.'s and receipt of cost..Totalled the amound and they gave me a quote which was seperate to the House contents along with excess adn also covered for accidental damage and theft away from home..
    think each Insurer will have a slughtly different way of goingabout it but suss it out just the same..
    Cheers
    We didnt inherit this land, we merely borrow it from our Children

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    Thanks Papou, are you covered for an agreed value or replacement?

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    Administrator ricktas's Avatar
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    Also consider how you use your equipment. If it is as a hobby then you can probably add it to your house and contents, if you use it for business related (a few weddings a year even), then talk to your insurance company about being covered as a business.
    "It is one thing to make a picture of what a person looks like, it is another thing to make a portrait of who they are" - Paul Caponigro

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    Quote Originally Posted by fotog View Post
    Thanks Papou, are you covered for an agreed value or replacement?
    Yes i am, Insured everything according to what ipayed for it..

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    I'm not sure if that is a good thing. To replace your outfit after loss could mean paying more than you did originally.

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    Ausphotography Regular junqbox's Avatar
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    Having 'lost' a bag with with $7K worth of gear in one 'swipe', I now have all my DSLR related gear insured with WSC Insurance Brokers Pty Ltd in Sydney. Covered for loss, theft, damge, etc all over the world. About $2-300py.

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    Sorry to hear about your loss Junqbox, that must have hurt. That is the kind of coverage I am after, might go and see my local broker. Thanks.

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